Storm Preparedness Guide 2025

ASSISTANCE FOR BUSINESSES The state may choose to activate the Florida Small Business Emergency Bridge Loan Program, making financial support available for businesses impacted by Hurricanes. Florida small-business owners needing assistance, including sole proprietors, can go to www.FloridaJobs.org/EBL to apply for the Florida Small Business Emergency Bridge Loan Program. The program provides short-term, zero-interest loans to small businesses that experienced economic injury or physical damage due to Hurricane Milton. Businesses can apply for these funds to bridge the gap while waiting for other funding, such as insurance.

Avoid Contractor Scams After a Storm After hurricanes, qualified contractors are in high demand—and so are scams. The City of Daytona Beach’s Permits & Licensing division reminds residents to be cautious when hiring workers for repairs. Before hiring anyone, check their license at myfloridalicense.com . The Florida Attorney General’s Office offers these tips: Get Insurance Approval – Have damage evaluated by your Avoid Large Deposits – Don’t pay in full upfront or sign completion forms until work is done. ✓ ✓

insurance company before repairs. Get Multiple Estimates – Aim for three written, itemized quotes. Beware of Scams – Watch for unsolicited offers or “leftover materials” deals. Check References – Look online, ask around and verify licenses and complaints.

Read Contracts Carefully – Make sure you understand cancellation terms and penalties. Protect Against Liens – Request lien releases from all subcontractors before final payment.

Need help finding a licensed contractor? Visit myfloridalicense.com for a free resource connecting homeowners with licensed professionals in Florida.

STORM PREPAREDNESS GUIDE 2025

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